Who qualifies for financing?

Everyone! There is NO application process! No credit checks. You are already pre-approved. Simply put, if you can afford the down payment, we will finance the sale for you. And you may qualify for a lower interest rate if you choose to put down a larger down payment.

What forms of payment do you accept for the down payment and monthly payments?

We accept a variety of payment methods including personal check or cashier’s check. We also accept Master Card, Visa, Discover & American Express. If you prefer to pay by Venmo, Zelle, Bill Pay, direct deposit, or wire transfer, we can get you the information you need to make that happen, as well. Monthly payments are set up and made through our trusted and safe payment processing partner.

How long does it take to close on a property after I make my down payment?

Once your down payment clears, we’ll send out your entire deed package via email using docusing.com (we are going green by saving tons of paper). This packet will include maps, photos, your Land Contract, Promissory Note, and Purchase Sale Agreement. Once you sign the documents electronically (online) we will set you up on automatic payments. Once you pay off your note, we will most likely close via First American Title Company (or similar reputable title company) and issue your Warranty Deed along with your title insurance. The county will then mail you the original recorded deed for your files. it’s that simple.

The whole process usually takes about two weeks, and most of that is the time it takes for the county to process the paperwork.

Do I need an attorney or real estate agent?

We’ve simplified the buying process with straightforward, easy-to-read contracts. Of course, we encourage you to hire a professional if you think it’s necessary, but we have done our best to make the process easy for anyone to understand.

How much are property taxes and are there any back taxes owed or liens on the property?

The property taxes are typically current unless otherwise stated and will vary from parcel to parcel. We will disclose the tax information in all of our listings.There are no back taxes or liens on any of the properties sold by MidAmerica Land. The land is free and clear of any encumbrances.

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What can I use the property for?

Vacant land has many uses including recreation like camping and RV’ing, agricultural like livestock and farming, or investing to build a future home. The actual use for an individual property will depend on the county and zoning which is included in the description. The county zoning departments can answer any specific questions you have about property use.

Does the property have utilities?

Unless otherwise indicated in the property listing and description, the rural properties we sell do not have utilities. Some may have access to utilities for future development, which will also be presented in the description.

Can I visit the property before I buy it?

Your property isn’t reserved until we receive your down payment. If you like a property and want to visit we recommend for you to pay your down payment to ensure that the property hasn’t been sold to someone else by the time you arrive. (Remember, your down payment is covered by our 100% Peace-Of-Mind Guarantee.) We will then provide any maps or GPS coordinates for you to visit the property at your own convenience.

Is MidAmerica Land associated with the other companies of the same or similar name?

No, we are not. MidAmerica Land is a small privately-held business dedicated to our mission of finding and sourcing affordable land for all budgets for our clients to realize thier wish and dream to own their own property in the US. While, there may be many other quality companies that share the MidAmercia name (though, we do not necessarily endorse any of them), we are not affiliated with any of them in any way.

Is land a safer investment than the stock market?

Some of the wealthiest people on earth got their start in real estate, and for good reason. Simply put, they’re not making any more land. There is a finite supply, and as the world’s population grows, rural, undeveloped land will likely become even more valuable.

Do You Buy Land, If We Want to Sell?

Yes, we do buy land from private owners who inquire. The prices we pay are fair and a win-win for both parties. We do not pay retail, however, that cost can be made up when you factor in the fact that we charge no commission dollars, and we pay all associated administrative and closing costs.

In addition, we close very quickly because we are paying in cash. This saves you money and stress or worry.  The land market is very slow, selling through a realtor to find a buyer can take months, if not longer. Before committing to a realtor, get our offer and compare the numbers for yourself.

To get to a fair value for your property, we look at what other similar properties in the subdivision and/or county are selling for, and what the market suggests they might do in the future. We then subtract typical agent/broker commissions and fees paid (including marketing & admin fees) on these comparable properties. Finally, we build a small profit into the number to get a price on which we base our offer.

Send us a message (sales@midamericaland.com) or call us, 402-915-4500, and have the following information on hand: location of property including state, county, city or subdivision, and street address (if exists), plus size (in acres), parcel number (APN), whose name(s) are on the deed, and any liens on the property or back taxes owed (if so, how much?).

Additional information that is useful but not required, why would you sell? do you have a value of the property in mind? how soon would yoo like to sell? We will quickly write you up an offer for your immediate consideration. There is zero obligation.

How can I buy property with owner financing?

We believe in making land ownership possible for anyone. If you can make the initial investment for the down payment and document fee you are already pre-approved for owner financing! We have a simple to use payment portal to setup automatic monthly payments so you can track your balance over time and no early payment penalties!

What is your Peace-of-Mind Guarantee?

We want you to be 100% satisfied with your purchase of vacant land. If you aren’t completely satisfied with your purchase for any reason with the first 60 days after closing, simply call us, and we will either exchange your parcel for another one in our portfolio, or refund your note payments up to that point and take back the deed. It’s that simple: if you don’t love it, we don’t want you to own it. One of the benefits of working with us at MidAmerica Land is that you’re dealing with the actual owner of the property, not a developer or large corporation. We will stand by you.

What is the process to purchase land from MidAmerica Land?

  • Select the property you would like to purchase and make the down payment.
  • Once your down payment clears, we will send out your entire land sales agreement package via email using Signnow.com. This packet will include your Land Contract, Promissory Note, and Purchase Sale Agreement. Once you digitally sign the documents we will set you up on automatic payments in our simple to use payment portal (if financing).
  • Once you pay off your note or if you pay cash, we will file the Warranty Deed with the county. The county will then mail you the original recorded deed for your files. It’s that simple.
  • The whole process can take up to two weeks but we will be in contact along the way.

Why should I buy from MidAmerica Land?

  • We a a small business and we believe in core family values that include honesty, integrity and trust.
  • We will stand by you through the entire process to make sure you are happy with your purchase. We love being able to provide the opportunity for our clients to own land and to share in their happiness.
  • Our 100% Peace-Of-Mind Guarantee means we want you to be 100% Satisfied. We believe in our land and also in having happy clients and we will work with you to exchange property or give you your principle payments back no questions asked!
  • Pre-approved owner financing with easy monthly payments – we can work with you on any budget to make land ownership affordable for everyone with no credit checks to get started!
  • Simple Process to land ownership – we do our best to create an easy process and do all of the paperwork for you.

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